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For most people, finding the right home in Albuquerque, New Mexico is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Albuquerque, New Mexico lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Albuquerque within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Albuquerque that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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The city was founded in 1706 as the Spanish colonial outpost of Alburquerque; present-day Albuquerque retains much Spanish cultural and historical heritage.Alburquerque was a farming community and strategically located military outpost along the Camino Real. The town of Alburquerque was built in the traditional Spanish village pattern: a central plaza surrounded by government buildings, homes, and a church. This central plaza area has been preserved and is open to the public as a museum, cultural area, and center of commerce. It is referred to as "Old Town Albuquerque" or simply "Old Town."Recently, government leaders and many citizens in the city have actively pursued urban projects taken on by cities many times larger. A huge push has resulted in the somewhat successful revitalization of downtown, creating restaurants, offices, and residential lofts. The strip of Central Avenue between First and Eighth streets has become a hub of urban life, with a big-city feel. -- Source: Wikipedia.com
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Census Data for Albuquerque, New Mexico
| Albuquerque | New Mexico | United States | |
| Population | 448,607 | 1,819,046 | 281,421,906 |
| Median age | 34.9 | 34.6 | 35.3 |
| Median age for Male | 33.6 | 33.4 | 34 |
| Median age for Female | 36.1 | 35.6 | 36.5 |
| Households | 183,236 | 677,971 | 105,480,101 |
| Household population | 439,263 | 1,782,739 | 273,643,273 |
| Average household size | 2.4 | 2.63 | 2.59 |
| Families | 112,623 | 466,515 | 71,787,347 |
| Average family size | 3.02 | 3.18 | 3.14 |
| Housing units | 198,465 | 780,579 | 115,904,641 |
| Occupied units | 183,236 | 677,971 | 105,480,101 |
| Vacant units | 15,229 | 102,608 | 10,424,540 |
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